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There is no law that states that you have to have a bankruptcy lawyer for your case. You can legally file on your own, which is known as filing pro se.  However, bankruptcy is a huge financial and legal process. You need to be sure it is really what you want and that it is done right.

One way to try to resolve errors on a credit report is by sending a letter – often called a 609 dispute letter – to the credit bureau. Learn more about whether a 609 letter can help your credit score and how to dispute a credit report error.

You may be worried that if you file bankruptcy, you must sell your car and fear that you will be left without transportation. The good news is that generally, you will be able to keep your vehicle when you file bankruptcy. When you file Chapter 7 bankruptcy the trustee will be able to sell your property in order to repay your debts. There are some exceptions governed by U.S. federal and state bankruptcy laws.

Bankruptcy is an option for those who have extensive debts, but there are some important things to consider.

Identify and Organize Your Records Bankruptcy is a legal procedure in which the debtor files a petition seeking relief in the bankruptcy court of the applicable federal district. Most bankruptcies are voluntarily filed by the debtor. Prior to filing the petition, the debtor must gather, organize, and analyze all financial information, including all related financial […]

Millions of people in the United States suffer from financial problems at some time in their lives. When your money flow situation becomes too challenging, you may want to consider filing bankruptcy. Bankruptcy allows you to get a fresh start so you can resolve your financial difficulties and begin building your credit again. There are […]

Your home is likely your most significant asset, and you do not want to lose your property. When you file bankruptcy, you may be able to save your home, even if you are headed toward foreclosure. Filing bankruptcy can give you a fresh financial start, but you need to understand the limitations of the process. […]

When you are behind on your bills and unable to repay your debts, you may be a candidate for bankruptcy. Overwhelming debt can lock you into a downward spiral, both financially and emotionally. Most people think of bankruptcy as a last resort, but it can actually be the fresh start that you need to get […]