Blog | Legal Resources & Articles

Moving to a New Area? Why You Should Rent There First

December 14, 2017

When life brings you to a new city or state, it can be tempting to buy a home and put down roots right away, especially if you have children. Even if you foresee yourself being in the new area for the long haul, it is smart to hold back and rent for the first year. […]

Do I Qualify for a 203k Streamline Loan?

December 4, 2017

For most people, a home is the largest investment of their lives. For many, buying a foreclosed home or one in need of significant repair is a way to save money on this monumental purchase. To save even more money, the buyer can purchase the house with an FHA 203k loan, a loan that can […]

Slip and Fall Hazards You Face Each Season

November 28, 2017

Slip and fall injuries are some of the most common reasons for personal injury claims. A slip and fall can happen nearly anywhere, to anybody, at any time – though certain individuals, such as the elderly, do have an increased risk of falling and environmental factors can increase an individual’s chance of falling and being […]

Habits that can Help You Avoid Bankruptcy

November 21, 2017

Filing for bankruptcy is a stressful process that will cost you money and lower your credit score. Although it exists if you need it, you are far better off financially by working to keep yourself from ever needing to file for bankruptcy. It is important to remember that although you can make an effort to […]

Domestic Violence During Pregnancy

November 15, 2017

There is a link between pregnancy and domestic violence. Homicide is actually the second-most prevalent cause of death for pregnant women, behind only car accidents. Women who are already at risk of facing domestic violence in their relationships face an increased risk once they become pregnant. Anybody who faces domestic violence in his or her […]

Dying Intestate

November 9, 2017

Dying without a will is also known as dying intestate. Basically, this means that because you did not provide an outline for your assets’ distribution to your loved ones after your death, the court must determine which heirs have the right to inherit your assets, then distribute them to these heirs on your behalf. This […]

Estate Planning Considerations if You Have Minor Children

November 5, 2017

For parents of minor children, the estate planning process involves a few more considerations than it does for parents of adults and individuals who do not have children. Because a minor cannot access and use financial assets, parents of minors must designate trustees to manage the assets their children inherit until they turn 18 or […]

How to Recognize a Legitimate Credit Counselor versus a Scam

October 31, 2017

Before an individual can file for bankruptcy, he or she must complete a credit counseling course. Some individuals find during or after this course that bankruptcy is not actually necessary; they can manage their debt on their own through careful budgeting and a new understanding of how credit and debt work. Not all credit counseling […]

Now is the Time to Talk to Your Elderly Parents About Estate Planning

October 26, 2017

Talking about money and finances with your parents can be awkward. Talking about them within the context of the end of their lives and what will happen to their assets after they pass away can be downright uncomfortable. If your parents have assets and they have not yet thought about their estate plans, now is […]

Should I Take Out a Reverse Mortgage?

October 6, 2017

There is no right or wrong answer to this question. Many people regard reverse mortgages as a universally harmful product, but this simply is not true. There are scenarios in which taking out this type of loan is in the homeowner’s best interest. Even in these scenarios, it is important that the homeowner takes the […]